We confirm that every professional holds the licenses their work requires and carries active insurance, before any introduction is made.
Get MatchedRequired for every professional in every category. Never an optional upgrade.
License and Insurance Verification confirms two things every person should know before hiring: that the professional is legally allowed to do the work, and that they are covered if something goes wrong. Asking for proof yourself is awkward and easy to skip. We do it before any introduction. It is one of the standards behind our Business Development Service.
Requirements differ by trade and by state. Roofing, HVAC, and general contracting each have their own licensing rules, and mortgage and insurance professionals answer to their own regulators. We verify against the requirements that apply to the professional's work and location.
Licensing and insurance checks apply to every category we serve. The specific credentials differ, but the rule is the same: no confirmed credentials, no introductions.
Each service has its own licensing and insurance requirements.
State roofing or contractor licensing where required, plus active liability insurance.
State heating and cooling licensing where required, plus active liability insurance.
Licensing where required for restoration and repair work, plus active liability insurance.
Contractor licensing where required, plus active liability insurance.
Active NMLS registration and state licensing.
Active state insurance licensing.
Four steps behind every verified license and policy.
Each professional provides license numbers and insurance details for their trade and service areas.
Licenses are checked against the requirements of the relevant state board or regulator.
Active coverage is confirmed, not just a certificate from years ago.
Professionals must stay current to keep receiving introductions.
The credentials we confirm depend on the professional's category and location.
These are the two protections most people forget to check until it is too late.
Licensed professionals are accountable to a state board that sets standards for their work.
Active insurance means an accident on the job does not become your financial problem.
Licensed contractors can pull the permits many projects require, keeping your project compliant.
Here is how license and insurance checks show up in your experience.
You do not have to ask a professional to prove they are licensed and insured.
Active insurance is confirmed before the introduction, not after something goes wrong.
Credentials must stay current for a professional to keep receiving introductions.
Every Handvetted service in one place: six verified matching services and the standards behind each introduction.
View all servicesOur standardsRegistration, ownership, history, and public records reviewed before a business can receive introductions.
Learn moreHome servicesOne verified roofer for repairs, replacements, and storm damage. Licensing and insurance checked first.
Learn moreHome servicesOne verified HVAC professional for heating, cooling, repair, or a full system replacement.
Learn moreWe check the licenses required for each professional's trade and location, such as state contractor, roofing, or HVAC licensing, NMLS registration for mortgage professionals, and state insurance licensing for insurance professionals.
Home service professionals must carry active liability insurance. Coverage is confirmed as active, not just documented once.
A professional with a lapsed license or policy stops receiving new introductions until the issue is resolved and verified again.
Yes. Mortgage professionals must hold active NMLS registration and state licensing, and insurance professionals must hold an active state insurance license.
Reviews tell you about past customers. Licensing and insurance tell you whether the business is legally allowed to do the work and whether you are protected if something goes wrong.
We confirm the credentials before the introduction, so you do not have to ask.
